1(800)Car-Title® is one of the top title loan companies in the nation. We have been in business for over 15 years and continue to provide our excellent service thanks to our customers. We are the title loan company of choice when customers need fast cash.
One of our top products are Motorcycle Title Loans, another way to help our customers get the cash they need. A motorcycle title loan is a secured loan where you borrow money using your motorcycle as collateral. With a motorcycle title loan, you can borrow up to $4,000 in cash.
Getting a Motorcycle Title Loan with 1(800)Car-Title® has never been faster. You can call one of our friendly Loan Officers and discuss loan options. The Loan Officer will inform you if your motorcycle qualifies, how much cash you can get and the documents you need to submit.
When all documents have been submitted and your motorcycle title loan is approved, the Loan Officer will help you get the cash as fast as possible. Just like any other title loan, you get to keep driving your motorcycle while you pay back the loan, and there are no pre-payment penalties.
So what do you need to do to get a motorcycle title loan? You’ll need the title to your motorcycle, but if you can’t find it, don’t stress. We can still work with you and assist you with the process of obtaining your title!
The approval process also involves reviewing your credit score. Although a low score doesn’t necessarily mean that your application will be rejected, it is a factor that is considered when determining eligibility and terms of the loan.
We often work with those who have less than desirable credit. Your credit score will be used to help determine the interest rate on your loan; a low score may mean higher rates.
Many applicants also wonder why there is a lending cap on motorcycle title loans. And why don’t luxury or high-end models qualify for a higher loan value?
Motorcycles are a niche vehicle, and while there are many high-end models with high-dollar price tags, motorcycles typically do not carry the same equity an automobile.
So do all motorcycles qualify for up to $4,000? Like any title loan, a motorcycle title loan is based on many factors that affect the resale value of the vehicle. The mileage, make/model, age and condition of your motorcycle all affect its equity value…and the value of the loan.
Your motorcycle may be worth less than $4,000, but, again, the final loan value depends on many factors. If you have any questions about the value of your motorcycle, reach out to one of our loan specialists. They can help explain how the value was determined and what factors may have lowered the resale value.
Your loan contract will include all the details about the terms and conditions of your motorcycle title loan. Read over the contract so you understand your repayment obligations.
The contract will include your interest rate and APR as well as any loan fees. You also should review monthly payment details so you can budget for the future.
Once you’re approved for your loan, your money may be available as soon as the same day. The actual time may depend on various factors such as method of cash delivery, time of loan approval, and many other factors. If you have any questions or concerns about how quickly you can access your cash, please let us know.
When you want to use your motorcycle to secure the cash you need, fill out our online form to receive a free loan quote. Or call us at 800-227-8485 and talk to one of our loan specialists. Do not wait any longer; make your motorcycle work for you. Apply today for a motorcycle title loan.
USA Patriot Act Disclosure: Important information about procedures for opening a new account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
Loans may be made by one of several lenders, including: First Electronic Bank, a Utah-chartered industrial bank located in Salt Lake City, Utah, Member FDIC; Wilshire Commercial Capital L.L.C. dba 1 (800) Car-Title and Wilshire Consumer Credit, a licensed lender in certain states. Loans not available in all states. In California, loans are made pursuant to a Department of Business Oversight California Finance Lenders License. See State Disclosures for additional information.
Accessibility Statement. We are committed to ensuring digital accessibility for people with disabilities. We are continually improving the user experience for everyone and applying the relevant accessibility standards in compliance with Web Content Accessibility Guidelines. For feedback on our website accessibility or if you have any problems with the access of our website please call our toll-free number 800-589-0290 or email us at WilshireCustomerCare@WilshireConsumer.com and we will assist you.
Wilshire Commercial Capital, LLC dba 1 (800) Car-Title and Wilshire Consumer Credit is located at 4727 Wilshire Blvd, Suite 100, Los Angeles, CA 90010.
TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL Tracy Bergiman, Director of Compliance, 4751 Wilshire Blvd. Suite 100, Los Angeles, CA 90010, 323-837-5775, tbergiman@westlakefinancial.com.
New Mexico Only: This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at
(505) 476-4885 or visit the website: https://www.rld.nm.gov/financial-institutions/.
Copyright. Wilshire Commercial Capital, LLC. dba 1 (800) Car-Title and Wilshire Consumer Credit. All Rights Reserved.