At 1(800)Car-Title®, we are striving to provide the good people of San Francisco financial assistance with car title loans. We believe that car title loans are an excellent way for some people to get the leg up they need.
Interesting Facts About Car Title Loans In San Francisco, California
There’s a lot of interesting aspects about 1(800)Car-Title® that many people may not know. Here are some facts worth knowing!
We report to credit bureaus – We report to major credit reporting agencies which gives you an excellent reason to apply for a car title loan now. If you make your loan payments on time, it can slowly improve your credit score. This may help you in the long run with obtaining future loans.
You can owe on your car – You don’t need to pay off your car before taking out a car title loan. Your car just needs to be worth more than the California minimum loan limit of $2,510. If your car meets that requirement, there’s a good chance that you are eligible. You do not have to pay your car off first.
We refinance other company title loans – Let’s say you have an auto title loan with another company. We can pay that loan off and set you up with a new loan through us. That loan could potentially have lower monthly payments after we have taken it over.
No title, no problem – Sometimes people lose their vehicle’s title. No worries though. We can work around that.
Let us assist you learn about the details of a car title loan and how it can help you when you really need it. Fill out the form and one of our loan officers will contact you to answer any questions you may have.
1(800)Car-Title®’s Other San Francisco, California Car Title Loan Products And Services
Do you have a car? We’ve got title loans for that. Own a RV or a motorcycle? We have loans for those too. Depending on your specific situations we offer vehicle title loans for cars, motorcycles,and RVs. The car title loan is our most popular product because more of the people coming to 1(800)Car-Title® already own cars. But after talking to your loan officer, you might find that a motorcycle loan or a RV title loan might be better for your specific situation.
As previously mentioned, we also offer a great refinancing service in order to help you potentially lower your monthly payments, lower your APR, and possibly borrow even more money. A loanrefinance might not be for everybody, but if you qualify it could really assist you with the repayment of the loan.
How Do Auto Title Loans Work in California
There are different kinds of loans. There are car loans to buy vehicles, mortgages to buy homes, and student loans to help earn an education. Car title loans, also known as auto title loans, help you, the borrower, get cash. Car title loans are great because you can get approved for a specific cash amount without a designated purpose for the loan. Do you have some overdue bills? A car title loan can help. Do you need some extra money to help make a large purchase? An auto title loan can help with that too. Whatever your reason for wanting some extra money, a car title loanfrom 1(800)Car-Title® can help you out.
When you live in San Francisco, California, car title loans are also helpful because of the criteria that are used for the loan approval. With your average loan, the lender looks at various aspects of your financial history like credit history, employment history, and past bank statements to determine whether or not to lend you money. A car title loan allows you to you put your vehicle’s title up for collateral which means those other factors are not weighed as heavily for your loan. At 1(800)Car-Title® we still check those other factors to determine creditworthiness, but they’re not as considered as heavily. This benefits you because it allows you to get the cash you need, even if your finances are less than perfect. Though your car is the loan’s collateral, you still get to drive it wherever you want with your cash in hand. This really is a great option for those who need the extra financial help.
Looking to learn more about car title loans? Fill out the information box on this page and one of our dedicated loan officers will contact you to answer whatever questions you may have about the process. Try it today!
USA Patriot Act Disclosure: Important information about procedures for opening a new account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
Loans may be made by one of several lenders, including: Wilshire Commercial Capital L.L.C. dba 1 (800) Car-Title and Wilshire Consumer Credit, a licensed lender in certain states. Loans not available in all states. In California, loans are made pursuant to a Department of Financial Protection & Innovation (DFPI) Finance Lenders License. See State Disclosures for additional information.
Accessibility Statement. We are committed to ensuring digital accessibility for people with disabilities. We are continually improving the user experience for everyone and applying the relevant accessibility standards in compliance with Web Content Accessibility Guidelines. For feedback on our website accessibility or if you have any problems with the access of our website please call our toll-free number 800-589-0290 or email us at WilshireCustomerCare@WilshireConsumer.com and we will assist you.
Wilshire Commercial Capital, LLC dba 1 (800) Car-Title and Wilshire Consumer Credit is located at 4727 Wilshire Blvd, Suite 100, Los Angeles, CA 90010.
NMLS ID:907578 | Click here for the NMLS Consumer Access Database.
TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL Tracy Bergiman, Director of Compliance, 4751 Wilshire Blvd. Suite 100, Los Angeles, CA 90010, 323-837-5775, tbergiman@westlakefinancial.com.
New Mexico Only: This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at
(505) 476-4885 or visit the website: https://www.rld.nm.gov/financial-institutions/.
Copyright. Wilshire Commercial Capital, LLC. dba 1 (800) Car-Title and Wilshire Consumer Credit. All Rights Reserved.